No one is perfect and we all make mistakes. Even experienced freelancers! It’s human.We can cite the example of a webmaster having forgotten to correct all the security flaws of a website before delivering it to the customer. If the latter suffers a cyberattack , he can hold the freelancer responsible.
Why take out freelance professional insurance?
Apart from the protection that professional coverage gives you in the event of a dispute, damage or injury , subscribing to such a contract is useful for:
Reassure customers
Some companies now require you to have proper pro insurance before signing with you . It’s a way to protect yourself in case you make a mistake or harm.
Get legal advice
Some insurers offer legal assistance or protection . You can thus have your service contracts proofread or approved by legal specialists before signing.
Facilitate your loans
If you need to invest in equipment or premises for your business, your bank may ask you for proof of professional insurance .
Avoid chargebacks
Thanks to the legal protection included in certain contracts, you benefit from valuable advice and resources to recover your payments .
Prevent cyber risks
Regardless of your activity, you necessarily work with IT tools, which exposes you to malicious attacks . You may lose data or have to hire a professional to recover all your resources.
Professional coverage can protect you from damages related to such attacks.
How to choose your professional insurance as a freelancer?
Do you want to take out pro insurance for freelancers, but you don’t know how to choose? It is true that the offer is quite large and that each organization has several levels of guarantee.
To help you choose the one that will be adapted TR Numbers to your activity and your needs, here are 5 criteria to take into account:
